(800) 242-3476
Routing: 273972761

Skip-A-Pay today!  Fill out the form below to have one of our loan officers contact you about skipping your next monthly loan payment*!

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Skip-A-Pay Eligibility

Loans must

  • be at least 12 months old
  • have no delinquency of more than 20 days in the last 12 months
  • only have 1 skip-a-pay per calendar year
  • have no more than 3 skip-a-pays per the life of the loan

*I must be a member in good standing with all of my loans current (less than 20 days past due at any time during the past 12 months) to participate in CCCU’s Skip-A-Payment Program. This program is not available on loans during the first twelve (12) months of the loan agreement. Loans are limited to one (1) Skip-A-Payment per calendar year and up to a maximum of three (3) per loan term. There is a $25 service fee per skipped payment per loan. I may skip one full payment on the following eligible loan types: New and Used Auto, New and Used Recreational Vehicle, and Personal loans. Not offered on Visa, Home Equity, and Mortgage loans. Finance charges will continue to accrue on a daily basis at the Annual Percentage Rate set forth in my loan agreement, both during and after the deferral period. This means that this deferral of scheduled payments, and application of resulting fee directly to the outstanding loan balance if that is the method I have chosen, will result in my having to pay higher total Finance Charges and possibly a higher total number of payments, than if I made my payments as originally scheduled. I will, therefore, have to make extra payment(s) after my loan would otherwise have been paid off. In all other respects, the provisions of my original agreement remain in full force and effect. I agree to contact the Credit Union for exact payoff information. I agree that I will resume making scheduled payments beginning with the payment due during the month following the deferral and will make all scheduled payments due thereafter. I understand that all these payments will be applied first to finance charges, if any, and then to principal. My next monthly payment will include the finance charges from the skipped month. Monthly premium for Payment Protection will still be added to the loan for the skipped month.