NEED A PAYMENT BREAK?
Skip a pay today!
Please note: You are responsible for stopping payments you generate (payments you set up with a bill payment service, payments initiated at another financial institution, etc.) for the month you enact Skip-A-Pay. Any automatic transfers generated at CCCU will be suspended for the Skip-A-Pay month.
Skip-A-Pay application and fee MUST be submitted at least 5 days BEFORE the payment you wish to skip is due.
If you have any questions or concerns, please contact us at 319-752-8745 or 800-242-3476, or use the “Contact Us” form.
Vehicle and Personal Loan Skip-A-Pay: Casebine Community Credit Union’s Skip-A-Pay loan program permits Members to defer their scheduled monthly payment on a vehicle or personal loan for a $30 fee. Interest will continue to accrue as normal throughout the deferral period. To be eligible for Skip-A-Pay, your loan must be open for 6 months. Members can participate in the Skip-A-Pay program a maximum of 2 times per calendar year and a maximum of 6 times throughout the life of the loan. If approved, one monthly payment will be deferred. Skip-A-Pay is not available for consecutive months or loans that have been delinquent in the last 6 months. Requests must be received 5 days prior to the scheduled due date. Must have a Credit Union membership established and be in good standing. Other restrictions apply. Monthly premium for Payment Protection will still be added on the deferred month. A deferred payment may impact GAP claims on vehicle loans.
Visa Credit Card Skip-A-Pay: Casebine Community Credit Union’s Skip-A-Pay loan program permits Members to defer a scheduled monthly payment on a credit card for a $30 fee. Interest will continue to accrue as normal throughout the deferral period. To be eligible for Skip-A-Pay, your Visa Credit Card must be open for 6 months. Members can participate in the Skip-A-Pay program a maximum of 2 times per calendar year. If approved, one monthly payment will be deferred. Skip-A-Pay is not available for consecutive months or loans that have been delinquent in the last 6 months. Requests must be received 5 days prior to the scheduled due date. Must have a Credit Union membership established and be in good standing. Other restrictions apply. Monthly premium for Payment Protection will still be added on the deferred month.
Overdraft Line of Credit, Home Equity Line of Credit, and Member Trust Loans are not eligible for Skip A Pays.
