NEED A PAYMENT BREAK?
Skip a pay today!
Please note: You are responsible for stopping payments you generate (payments you set up with a bill payment service, payments initiated at another financial institution, etc.) for the month you enact Skip-A-Pay. Any automatic transfers generated at CCCU will be suspended for the Skip-A-Pay month.
Skip-A-Pay application and fee MUST be submitted at least 5 days BEFORE the payment you wish to skip is due.
If you have any questions or concerns, please contact us at 319-752-8745 or 800-242-3476, or use the “Contact Us” form.
Vehicle and Personal Loan Skip-A-Pay: Casebine Community Credit Union’s Skip-A-Pay loan program permits Members to defer their scheduled monthly payment on a vehicle or personal loan for a $30 fee. Interest will continue to accrue as normal throughout the deferral period. To be eligible for Skip-A-Pay, your loan must be open for 6 months. Members can participate in the Skip-A-Pay program a maximum of 2 times per calendar year and a maximum of 6 times throughout the life of the loan. If approved, one monthly payment will be deferred. Skip-A-Pay is not available for consecutive months or loans that have been delinquent in the last 6 months. Requests must be received 5 days prior to the scheduled due date. Must have a Credit Union membership established and be in good standing. Other restrictions apply. Monthly premium for Payment Protection will still be added on the deferred month. A deferred payment may impact GAP claims on vehicle loans.
Visa Credit Card Skip-A-Pay: Casebine Community Credit Union’s Skip-A-Pay loan program permits Members to defer a scheduled monthly payment on a credit card for a $30 fee. Interest will continue to accrue as normal throughout the deferral period. To be eligible for Skip-A-Pay, your Visa Credit Card must be open for 6 months. Members can participate in the Skip-A-Pay program a maximum of 2 times per calendar year. If approved, one monthly payment will be deferred. Skip-A-Pay is not available for consecutive months or loans that have been delinquent in the last 6 months. Requests must be received 5 days prior to the scheduled due date. Must have a Credit Union membership established and be in good standing. Other restrictions apply. Monthly premium for Payment Protection will still be added on the deferred month.