Fee Schedule

effective 9/1/2022

free Member services

Savings / Checking Account Fees

Fee Amount
Account Closure (6 months or less $5.00
Account Reconciliation (min 1 hr) $25.00 /hr
ACH IAT (International Account Transaction) $5.00*
ACH Manual Linking $15.00*
Automatic Overdraft Transfer $10.00*
Cashing Member Drafts (for non-members) $5.00
Mailed Statements (free for members over 62) $5.00 /statement
Membership Fee (waived if opened online) $5.00
Negative Account Balance (after 5 days, for 5 days) $10.00 /day
Non-Sufficient Funds / Overdraft $35.00
Reopening Account (after CU Closure) $25.00
Reopening Account (after 2 closures) $20.00
Research Accounts Older Than 12 Months (1 hr minimum) $25.00 /hr
Returned Deposit Item $10.00*
Checking/Savings Account Abuse of Account Closure $15.00
Privilege Pay Usage Fee is amount used, minimum $5, maximum $35 ea
Statement Copies $5.00 /statement
Stop Payment (Draft, ACH, or Corporate Draft) $25.00*

Credit Card / Debit Card / ATM Fees

Fee Amount
ATM Non-Member Transaction $3.00 ea
ATM Empty Envelope / Non-Negotiable Item Deposit $35.00 ea
ATM Transactions (first 15 free, excludes deposits) $0.50 ea
IAT Conversion Fee 1.00% of transaction
Replacement Card (Member negligence) $15.00*
Skip-A-Pay $30.00 ea
VISA Dispute (Decided against Member) $25.00

HELOC Fees

Fee Amount
Collateral Protection Insurance (CPI) Placement $30 ea
HELOC Processing $200.00
HELOC Advance $25.00
Late Fee Greater of $30 or 5% or payment
Other Fee See HELOC Officer

Other Fees

Fee Amount
Escheat Fee (3 year dormant account, state report) $50.00
Savings Account (after 12 months) $5.00 /month
Checking Account (after 6 months) $5.00 /month
Incoming Domestic Wire $10.00
Outgoing Domestic Wire $25.00
Incoming or Outgoing International Wires $40.00
Returned/Amended/Traced Wires $25.00
Bad Address / Returned Mail $5.00
Cashier's Check $10.00
Check Printing varies by style
Club Account Early Withdrawal $10.00 ea
Credit Union Draft $5.00
Collateral Protection Insurance (CPI) Placement $30.00 ea
Deposit of Check Drawn on Non-US Bank (including Canada) $35.00
Deposit Verification $3.00
Expedited Payment by Phone $10.00
Expedited Payment by Web (ACH) FREE!
Expedited Payment by Web (Debit Card) $4.95
Faxes (non-Credit Union related) $1.00 /page
Garnishment / Levy Processing $50.00
Skip-A-Pay $30.00 ea
VISA Gift Card (Member) $4.50
VISA Gift Card (Non-Member) $6.50
Late Payment (Consumer Loan) Greater of $30 or 5% of payment
Late Payment (Line of Credit) $29.00
Money Order $2.00
Photocopies $1.00 /page