Auto / Motorcycle Loan Rates
effective 12/1/2023
| APR as low as | |
|---|---|
| New (multiple terms available) | 5.73%* |
| Used (multiple terms available) | 7.63%* |
*APR is Annual Percentage Rate. All loans are on approved credit. Normal CCCU underwriting guidelines apply. An auto loan with a 54-month term at 5.73% APR would have an estimated monthly payment of $21.06 per $1,000.00 borrowed. An auto loan with a 54-month term at 7.63% APR would have an estimated monthly payment of $21.94 per $1,000 borrowed.
Boat / RV / ATV Loan Rates
effective 12/1/2023
| APR as low as | |
|---|---|
| New (multiple terms available) | 7.73%* |
| Used (multiple terms available) | 8.33%* |
*APR is Annual Percentage Rate. All loans are on approved credit. Normal CCCU underwriting guidelines apply. A recreational vehicle loan with a 54-month term at 7.73% APR would have an estimated monthly payment of $21.99 per $1,000.00 borrowed. A recreational vehicle loan with a 54-month term at 8.33% APR would have an estimated monthly payment of $22.28 per $1,000 borrowed.
Personal Loan Rates
effective 12/1/2023
| APR as low as | |
|---|---|
| General Unsecured | 11.04%* |
| Vacation | 11.04%* |
| Home Improvement | 11.04%* |
| Furniture / Appliance | 11.04%* |
| Back 2 School / Christmas | 16.99%** |
| Overdraft Line of Credit | 10.24%*** |
VISA Credit Cards
*APR is Annual Percentage Rate. All loans are on approved credit. Normal CCCU underwriting guidelines apply. An unsecured loan with a 24-month term at 11.04% APR would have an estimated monthly payment of $46.63 per $1,000.00 borrowed.
**APR is Annual Percentage Rate. All loans are on approved credit. Normal CCCU underwriting guidelines apply. A Back 2 School or Christmas loan with a 12-month term at 16.99% APR would have an estimated monthly payment of $91.21 per $1,000.00 borrowed.
—See full Line of Credit Agreement. Click Here to view.
home loans
effective 7/1/2022
home equity line of credit
| Amount | Term | Variable APR |
|---|---|---|
| $5,000.01 - $10,000.00 | 96 months | 4.99% |
| $10,000.01 - $25,000.00 | 120 months | 4.99% |
| $25,000.01 - $100,000.00 | 180 months | 4.99% |
Mobile Home model year 2020 & Newer
| Amount | Term | APR as low as |
|---|---|---|
| $20,000+ | up to 63 months | 9.74% |
| $45,000+ | up to 84 months | 10.74% |
| $75,000+ | up to 120 months | 11.74% |
